Financial institutions, including the financial offices of colleges and universities, are required by federal debt collection and consumer protection laws to be transparent with their billing and payment policies/procedures and collection requirements. Institutions must also ensure that students (consumers) are aware of their policies and responsibilities. For this reason, Montgomery County Community College requires that students accept the Student Financial Responsibility Agreement (SFRA), which acknowledges their financial obligations and understanding of the related policies of the College. The SFRA informs students of their financial responsibilities associated with enrolling for classes; and explains the potential consequences that may result if a student fails to meet those obligations.

Our goal is to help students understand the cost of their education and the financial policies associated with their enrollment at MCCC. The SFRA, in conjunction with the College’s website, e-statement account information, letters and other documentation, helps explain the College’s expectations for payment, and allows us to clearly inform students of our policies related to billing, late payment, contact methods, etc.

Frequently Asked Questions

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What is the SFRA and how do I complete it?

The SFRA is a mandatory agreement that outlines financial obligations and responsibilities for attending Montco. Every student must complete the SFRA in Self-Service.

What if I don’t accept the SFRA?

The SFRA must be accepted in order to continue accessing College services, including class registration, as an active Montco student.

How often do I have to complete the SFRA?

The SFRA must be completed at least once per academic term, or if changes to the current agreement are mandated.

What if someone else is responsible for paying my account (i.e. through a sponsorship or employer)?

As a student, you are ultimately responsible for your account balances, including any unpaid balances should the third-party payer not pay completely, and as such, must accept the SFRA.

Why must I complete the SFRA if my tuition and applicable fees are being covered by financial aid or outside funding sources?

As a student, you are ultimately responsible for your account balances, including any unpaid balances should there be a change of circumstance/eligibility in a funding source, and as such, must accept the SFRA.

What communications does the SFRA cover?

While you’re a student at Montco, we must be able to contact you regarding your academic and financial obligations and requirements. The SFRA applies to any contact made regarding your financial obligations to the College.

What if I decline the SFRA, but then decide to accept it later?

Failure to accept the SFRA will result in preventing you from registering for your course(s). If you decline the SFRA and decide to accept it later, please contact, and the SFRA will be refreshed so you can accept it. You will be allowed to continue registration activities upon accepting the agreement.

If I have additional questions regarding the SFRA, who should I reach out to?

Please contact the Payment Office at if you have any questions regarding the SFRA.